Key Highlights of Yes Prosperity Credit card

Axis Bank My Zone Credit Card
Best Suited for  Reward Points
Joining Fee Rs. 399 (waived off on spending Rs. 10,000 within 90 days of card set up)
Annual Fee Rs. 399 (waived off on spending 50,000 within 12 months prior to card renewal date)
Welcome Benefits Up to 10% Cashback on all online transactions
Best Feature 12,000 bonus reward points on spending of Rs. 3.6 lakh or more in each anniversary year
The Money Fair Rating ★★★★(4/5)

Welcome Benefits

  • 0% introductory APR for the first 12 months
  • 3% cash back rewards on all purchases
  • 24/7 online account management
  • Travel and emergency assistance services
  • Access to exclusive offers and discounts
  • Mastercard’s Zero Liability protection
  • Fraud monitoring and protection

Milestone Benefits

Earn bonus reward points and complimentary business class tickets when you reach certain spending milestones. Details of the milestone benefits of Axis Bank's Vistara Infinite credit card are as follows:

Amount Milestone Benefit
  • Rs. 1 lakh
  • Rs. 2.5 lakh
  • Rs. 5 lakh
  • Rs. 7.5 lakh
  • Rs. 12 lakh
  • 10,000 Bonus CV Points 
  • Business Class Ticket
  • 1 Business Class Ticket
  • 1 Business Class Ticket
  • 1 Business Class Ticket

Note: No reward points will be credited for movie, fuel and EMI transactions. The EDGE reward points can be redeemed against a variety of items, including vouchers, mobile accessories, home decor, computer accessories, etc. Check the EDGE Rewards Catalogue for options to redeem points.

Other Benefits of Yes Prosperity Credit card

  • Rewards: Yes Prosperity Credit Card offers rewards points on every purchase you make. You can redeem these points for discounts on flights, hotels, shopping, dining, and other rewards.
  • Low Interest Rate: Yes Prosperity Credit Card has one of the lowest interest rates on the market, making it a great choice for those who carry a balance.
  • Cashback: Yes Prosperity Credit Card offers cashback rewards on select categories, such as grocery and fuel.
  • No Annual Fee: Yes Prosperity Credit Card does not charge an annual fee, making it a great choice for those who are looking for a low-cost credit card.
  • Zero Liability: Yes Prosperity Credit Card provides zero liability on fraudulent purchases, so you don’t have to worry about being held responsible for unauthorized purchases.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

Yes Prosperity Cashback Credit card: Fees & Charges

The fees and charges applicable to Yes Prosperity Cashback Credit card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 399 (waived off on spending Rs. 10,000 within 90 days of card activation)

Annual/ Renewal Fee

Rs. 399 (waived off on spending Rs. 50,000 within 12 months prior to the renewal)

Finance Charges

3.50% of the amount

Late Payment Fee

  • Below or equal to Rs. 100- Nil
  • From Rs. 100 to Rs. 500- Rs. 150
  • From Rs. 501 to Rs. 5,000- Rs. 500
  • From Rs. 5,001 to Rs. 20,000- Rs. 750
  • Above Rs. 20,000- Rs. 1,000

Yes, the Yes Prosperity Cashback Credit Card is a great option for those who want to earn cash back rewards. With this card, you will earn up to 5% cash back on all purchases and an additional 5% cash back on select categories. You will also receive 1% cash back on all other purchases. The card also offers a 0% introductory APR for 12 months, a low annual fee, and no foreign transaction fees.

Whether or not you should go for the Yes Prosperity Cashback Credit card ultimately depends on your individual financial needs and circumstances. It is important to review the costs and fees associated with the card, as well as the rewards and benefits that it offers, to make sure that it is the right choice for you.

Click here to apply for this credit card. 

Criteria
  • Age
  • Occupation
  • Minimum Income
  • 21 to 60 years old 
  • Salaried or Self-employed
  • Rs. 35,000 per month

Q.  How can I apply for Yes Prosperity Credit card?

A. You can apply for a Yes Prosperity Credit Card by visiting the website of Yes Bank and clicking on the ‘Credit Card’ tab. You can then choose the ‘Yes Prosperity Credit Card’ option and fill out the form with your personal and financial details. After submitting the form, you will get an approval or rejection within a few days.

Q. How can I check the application status of my Yes Prosperity Credit card?

A. To check the application status of your Yes Prosperity Credit card, you can log in to your Yes Bank account and check the status in the 'My Cards' section. Alternatively, you can call the customer care number of the bank to check the status of your application.

Q.  I don’t have an account with Yes Bank. Can I apply for Yes Prosperity Credit card?

A. Yes, you can apply for a Yes Prosperity Credit card even if you do not have an account with Yes Bank. However, you may need to provide additional documents as part of the application process.

Q. What should I do if I Iose my Yes Prosperity Credit card?

A. If you lose your Yes Prosperity Credit Card, you should immediately contact Yes Bank customer service on the 24-hour helpline at 1800-1200. You should also report the loss of the card to Yes Bank’s Fraud Investigation team to prevent any misuse.

Q. Can I convert my Yes Prosperity Credit card purchases into EMIs?

A. Yes, you can convert your purchases using the Yes Prosperity Credit Card into EMIs. To do this, you need to contact your nearest Yes Bank branch and apply for the EMI conversion facility. Once approved, you will be able to use your credit card to purchase items and convert them into EMIs.